July 30th, 2008
…..online at radioshack. i think this is the lowest price ive seen it for extending contract. my mom has been wanting one since she saw i just got one a couple of weeks ago. (from at&t store)  but we’ve never ordered a phone from online. is it the same as if you buy it from the actual AT&T store?
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Your international phone cards can be recharged within seconds over the internet
or over the phone.
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July 30th, 2008
Customer Care could not help with this issue. I used to be able to send MMS (pictures) to my hotmail email account but about a couple of months ago, it stopped receiving. The messages arrive and the file size seems to indicate that the image is there but the attachment link to select. I can send to other emails such as yahoo and other POP3 email accounts but not to my hotmail My friend with T-Mobile can send to my account but my other friend with AT&T also will not show the pic attachment. I even tried to my friends hotmail and the MMS pic also does not arrive. So it seems that AT&T can not send MMS pics to hotmail. Any ideas? Thanks
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July 30th, 2008
I have the Vu 915 and I am running into a bit of trouble with the camera/video application. I just put in a new 4gig SD card and it reads it beautifully, no problems with the music player or accessing the card info, but the camera/video app thinks that the card is full even though there is 3 gigs remaining on the card. Am I doing something wrong? I even created a folder called "Pictures" just in case it was trying to look for something like that, but no go. Any ideas?
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After reading the above list, you may feel that most phone card companies are just
out to trick you into paying too much for long-distance calls. That’s not always
the case. There are many reputable phone card companies out there - just keep an
eye out for those companies who don’t state up front exactly what you’re paying
for. If a company hides charges, they’re probably trying to cheat you out of your
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July 30th, 2008
I have an LG shine and I am trying to connect it to my computer. I have the MicroSD card and the USB cable. I have plugged my phone in multiple times and my computer does not recognize my phone. Please help!
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July 28th, 2008
The Payment Card Industry Data Security Standard (PCI DSS) is a set of requirements designed by the industry to help merchants understand the activities and procedures necessary to protect sensitive cardholder data. PCI compliance, though, can be a time consuming and resource intensive endeavor. This does not, however, justify the tendency to procrastinate your compliance.A simple analysis of the costs and benefits of PCI compliance and the recent history of security breaches should be enough to convince any merchant of the necessity of information security. And yet, current trends say that while the level of compliance is improving, the industry is still very far from complete compliance.Why would this be, you ask? Why, if the benefits are so clear, would anyone put off their compliance procedures?The most obvious reason would be that long-term benefits, no matter how clear, often take the back seat when compared to immediate costs. But there are two things that need to be remembered, here. First, long-term benefits imply long-term success. And isn’t that what we should be focused on? Second, by taking a pragmatic approach to PCI compliance, merchants can work toward complying with the PCI mandates by employing a measured and strategic plan.Your approach to PCI compliance begins, as they say, at home - with your own website and/or business procedures. You need to know where you stand on your own technology standards and how much you are already in-line with, or missing out on, compliance standards.An assessment of your company, your procedures, and your compliance is exactly what you need to serve as a foundation for future security efforts and strategic planning. This is the best way for a merchant to determine and identify the gaps between your current business practices and the required PCI compliance.The PCI SAQ (Payment Card Industry Self Assessment Questionnaire) is a powerful validation tool to help merchants do just that. Recently this tool has also been upgraded to encompass the various scenarios that may be relevant to different companies. By completing the SAQ, a merchant can more easily record progress and plan for the future. If you’re going to be pragmatic, these first steps are crucial.The next step is to make sure the various departments within the company are working together to achieve PCI compliance. Each department must understand the importance of the PCI DSS and their own responsibilities toward it.The twelfth requirement of the PCI DSS makes direct reference to this. It states that a company must: “Maintain a policy that addresses information security.” It goes on to discuss how you must make sure that correct information is efficiently and completely disseminated throughout the company.What’s the best way to do this? It’s the next step in this pragmatic approach - and that is to assign someone to be specifically responsible for PCI compliance. This person, or even this team, should be assigned the responsibility of seeing the strategic plans through to the end.And the only way that is going to happen is if the management also understands the importance of the PCI DSS and fully support this team in their actions. But this goes back to what was said earlier: that each department must understand their own responsibilities. And that certainly includes the management department. With the team to spearhead efforts, and the management to propel the efforts, pragmatic PCI compliance is within reach.Still, some companies continue to procrastinate their compliance measures - always planning to get to it eventually. This, however, only amounts to bad business practices, because the gap between compliance and current procedures will only grow larger.But PCI compliance can be expensive and time consuming. So what is a merchant to do?Being pragmatic means doing what you can, when you can. And that includes the requirements of the PCI DSS. As resources and costs permit, you should do everything you can to reach compliance.Outsourced payment processing has become a popular option because of the costs of trying to reach compliance in-house. This is often the more cost effective way for many companies to start their journey toward being compliant.Finally, as management and every other department in the company takes their appropriate responsibilities, regular meetings need to be held to make sure things are progressing as they are supposed to. PCI compliance is an important concept in today’s modern business world, and a pragmatic, methodical approach can see it through.About AuthorAndy Eliason is a writer at Main10, Inc. If you’d like to learn more about PCI compliance, or the PCI SAQ, visit Braintree Payment Solutions today.Source: ArticleTrader.com
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July 28th, 2008
Have you heard the recent stories about security breaches and thousands, if not millions, of credit card numbers that are being stolen all the time by hackers? Chances are, so have your customers.The Payment Card Industry Data Security Standard (PCI DSS) was created to help defer some of the negative impressions that were developing around the use of credit and debit cards in consumer transactions.Merchants who store, process, or transmit sensitive payment card details are required to comply with a set of strict requirements or risk any number of severe penalties, including monetary fines and the loss of the ability to accept payment cards at all. PCI compliance, then, will become one of the most crucial aspects of modern business.Originally, the fear of using credit or debit cards was generally associated with card-not-present transactions. In other words, the Internet was the major source of real suspicion when it came to doing commerce. The format was so new and different, that no one really knew if they could trust it or not.But lately a couple things have changed that have shown why PCI compliance is important for any merchant who wishes to build consumer confidence and create a foundation for long term success.The first change was in the way the Internet insinuated itself into modern lifestyle. Shopping became so incredibly convenient that people were willing to take a few chances for the sake of that convenience. There was also a proliferation of huge, multi-million dollar companies that sold various items online, and consumers were willing to accept the idea that such a large company would surely do everything possible to protect cardholder data.The second thing that happened was a huge security breach at a large, brick and mortar company. The TJX company has been the poster child for these kind of breaches. Starting in July of 2005, hackers were able to take advantage of several flaws in their systems and steal nearly 100 million credit card numbers over a period of 18 months.Suddenly, even a transaction where a consumer used a credit card in a face-to-face situation wasn’t safe anymore. Not when companies aren’t following regulations for PCI compliance, and making several mistakes like insufficient passwords, and transmitting unencrypted data.Modern commerce relies so heavily on electronic transactions and payment processing that consumer confidence - and, by extension, PCI compliance - needs to be the top priority for any company that wishes to succeed in the modern business world.The PCI DSS consists of 12 different requirements that merchants must adhere to. These requirements, however, can be time consuming and costly, so many merchants end up procrastinating their PCI compliance.Why? Because the modern business world (especially in the case of online business) moves faster than it ever has before. And to keep up, many companies sacrifice the long term strategies for the immediate results.Unfortunately, what these companies are forgetting, is that one of those immediate results is very likely to be a security breach.The ramifications of a breach are far-reaching and possibly fatal. A company like TJX, a multi-million dollar firm, will likely weather the financial repercussions, Most companies, however, will not. If you suffer a breach before you reach PCI compliance you can be subject to fines as high as 500,000 dollars per incident.But more than that, the damage to your reputation can be much worse. Even a multi-million dollar firm can be damaged by the loss of their reputation. How many customers will think twice before conducting transactions with them again? And how man will simply choose a competitor instead?Consumer confidence is one of the most crucial aspects of continuing success in today’s fast paced business environment. Generating it can take years. Destroying it can take seconds. PCI compliance is the standard that consumers will look for as we go forward to judge how much you can be trusted.About AuthorAndy Eliason is a writer at Main10, Inc. If you’d like to learn more about PCI compliance, or the PCI DSS, visit Braintree Payment Solutions today.Source: ArticleTrader.com
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July 28th, 2008
PCI compliance is one of the most important aspects in gaining consumer confidence, and a requirement developed by the major credit card companies to help ensure safety. As commerce in today’s fast-paced business environment continues to rely more and more on electronic transactions, whether online or off, reliable security is going to receive even greater importance.Any merchant that processes, stores, or transmits sensitive credit card information is required to reach PCI compliance. This means that a merchant must adhere to the PCI DSS (Payment Card Industry Data Security Standard) if they intend to accept credit cards. This standardized set of requirements consists of 12 different items, which can then be separated into more than 200 individual measures and controls.The unfortunate corollary here is that PCI compliance is not a simple or quick process. There is a steep learning curve, and it is a time consuming endeavor.Some companies or merchants likely have already completed certain aspects of PCI compliance. Many requirements of the PCI DSS are, after all, common sense. (Which is why it can be so distressing that many merchants still fail to implement those common sense measures.) And other companies may still have a very long road ahead of them.But how do you know where you stand? How do you know how large the gap is between you and compliance? How can you be sure that you won’t be just re-doing many procedures that you might have already sufficiently taken care of?To help companies along those lines, the Payment Card Industry Security Standards Council has developed the PCI SAQ (Payment Card Industry Self Assessment Questionnaire). This is a validation tool designed to help merchants evaluate their PCI compliance and keep records of their compliance activities.Originally, the PCI SAQ had a sort of one-size-fits-all design, but more recently it has been adopted to fit a more individualized approach. These new versions of the SAQ (there are five of them) were designed to address different scenarios depending on how your company stores, processes, or transmits cardholder data.For example, some larger merchants are required to undergo on-site data-security assessments, but smaller companies that don’t process as many cards only have to complete an abbreviated assessment (PCI SAQ A). This shortened assessment also applies to those merchants who choose to outsource their payment processing needs.Your self assessment, and PCI compliance in general, will be further improved by employing a few general tips, strategies, and practices.The first step is to make sure you are not storing any data that you don’t absolutely have to. It should go without saying (yet here I am saying it) that a criminal cannot steal what isn’t there in the first place. Cutting out that information makes you less of a target, and therefore makes for a safer environment for the information you do have to store.Which brings us to the next point. Some information must be kept for either legal or record-keeping purposes, so this information must be properly identified, isolated, and stored in a controlled, protected, centralized system. This makes it easier to track and discover where the flaws were if a breach should occur.PCI compliance can be a time consuming, costly endeavor, but by approaching the process methodically and consistently, you can start to ease some of the inherent burden.The final question, then, is how much of a burden is it really? Complex? Yes. Resource intensive? Certainly. But is it a burden?The way to answer this question is an analysis of what, exactly, you can expect from failure to reach compliance. This analysis is not complex at all. You can simply expect severe fines, the possibility of loosing the ability to accept credit cards at all, and, worst of all, the destruction of your reputation.PCI compliance is necessary and required for long term success in our modern business world, and a structured self assessment is a great way to get started.About AuthorAndy Eliason is a writer at Main10, Inc. If you’d like to learn more about PCI compliance, or the PCI Self Assessment Questionnaire, visit Braintree Payment Solutions today.Source: ArticleTrader.com
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July 28th, 2008
No doubt, one of the things that make legal language hardest to understand is its unusual words and terms. Some legal terms such as-judge, court, interrogation etc. are relatively well known, where as others are complete mystery to non-professionals. Some legal writings tend to consist of very long sentences, sometimes hundreds of words in length. This makes the transcription job harder. Below are some tips and hints of the legal terms encountered in legal transcription and how to transcribe a document successfully.Some difficult legal words and terms. Without knowing these, transcribing legal documents will be almost impossible.1. Arbitration-A method of alternative dispute resolution in which the disputing parties agrees to abide by the decision of an arbitrator.2. Assignment-The transfer of legal rights, from one person to another.3. Bankruptcy-This is a process governed by the federal law to help people, when they cannot or will not pay their bills.4. Bifurcation-Splitting a trial into two parts: a liability phase and a penalty phase.5. Certiorari- It refers to the order of a court so that it can review the decision and proceedings in the lower court.6. Deed-A written legal document that describes a piece of property and outlines its boundaries.7. Defamation-The publication of the statement that injures a persons reputation.8. Deposition-It is a process in which a witness testifies under oath, before trial.9. Escrow-The deed of a property will be in escrow( in pending), until the completion of the real estate transaction.10. Foreclosure-When a borrower cannot repay a loan and the lender seeks to sell the property.11. Immunity-Exemption from a legal duty or penalty.12. Implied warranty-A guarantee imposed by law in a sale.13. Intestate-To die without a will.14. Plaintiff-The person who initiates a lawsuit.15. Pro se-A person who represents himself in court alone without the help of the lawyer.16. Quash-To nullify or declare invalid.17. Slander-Defamatory oral statements and gestures18. Subpoena-An order compelling a person to appear in court or produce documents.19.Suvoir Dire-Means speak the truth. Tips to become a good legal transcriptionist Below are certain rules you have to keep in your mind to become a good legal transcriptionist.1. Listen to a legal phrase or group of meaningful words carefully again and again before transcribe, till you are not sure.2. Understand each legal testimony correctly and use them appropriately.3. Analyse what is being dictated, listen dictators voice, and follow it as a guide.4. A 1-hour tape will take not less than 3 to 4 hours, depending on your speed. Maintain a good speed throughout, so that you can finish it in time.5. Review document for a second time and improve it by studying rules.6. Use information found in the appendix, prefix, suffix sections of legal reference texts, whenever necessary.7. Edit the final copy, which should be free of spelling, punctuation, grammar or any other errors.8. Proofread the transcript with 100% accuracy. Legal transcription involves the conversion of audio files into typed transcripts. Modern day legal transcription technology has gone digital and is highly effective.About AuthorThis article is issued in general public interest, and contains information on transcription services compiled by GMRTranscription Services. To learn more, click on the link.Source: ArticleTrader.com
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July 28th, 2008
Buying a franchise enables you to promote a service or product that is already up and running and successful. Therefore it is the perfect way of starting up your own business without having to start from scratch independently. There are several advantages in operating a business franchise.Companies sell franchises in order to expand the market share more rapidly and with lower costs. There is a wide variety of business franchises for you to choose from. The most common business format franchises are detailed in this article. These business format franchises allow the franchisee to sell their services and products and use the business techniques. Therefore the basic structure of the business is already set up for you unlike if you were to go at it alone. This is a very different and advantageous way of working compared to other types of franchises such as distributorships.There are a number of additional advantages to owning a franchise. The main one that many people focus on is the way the business is already set up and therefore the pre-opening work is done for you. When you buy into a business format franchise you have the right to use their established business practices as well as sell their products and services. They may provide you with training and allow you to use their marketing strategies.The products that you will be selling and the services that you will be providing are already well-recognized by the consumers and therefore they are easier to market and sell. This is another advantage of buying into a franchise. An example of this is if you opened a McDonald’s restaurant. If you were to open an independent hamburger restaurant then you would have to start all the marketing from scratch in order to obtain your customers. But McDonald’s already has a wide range of consumers and therefore the hard work is already done for you. All you would need to concentrate on is running the business and keeping the customers happy. Similarly the privilege of being able to use the company’s logo and other designs will also help you as it is usually already well-recognized. These provide the means of attracting more and more customers.Many franchises will provide you with training when you buy into them. This is a great advantage over starting up your own business as you would have to train yourself and learn from your own mistakes.The franchise will pay an initial fee to obtain the franchise rights and will also pay a percentage of gross sales to the parent company throughout your time in the business. The franchise will be expected to meet the quality controls that the parent company set and this will help to protect them from allowing below-par products or services to be sold through their franchised stores.The way the store is run and the products that are sold are restricted. The business location and site appearance may also have to meet particular specifications when starting up the franchise.About AuthorJames Copper is a writer for http://www.newcareerskills.co.ukSource: ArticleTrader.com
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July 28th, 2008
One of the greatest decisions of any entrepreneur is in the choice of franchise that you buy in to. Therefore, there is a lot of planning and researching that needs to go into the process before deciding on a final franchise. You need to have goals to work towards. For example, think about why you want to start a business and what you expect to get out of it. You must also think about if you will have the commitment to the business throughout as it can be a long and hard process at times. Buying info a franchise may cost more or less money than you originally expect so make sure you know what financial requirements are expected of you and if you can afford them. This includes franchise fees, royalty payment terms and other expenses that you may have to pay along the way.In order for your franchise to be a successful one you must ensure that you have the right qualities and skills. To do this you will need to look at your previous achievements and experiences and assess you areas of strength from these. There are certain maths and English skills that you need to have to become a franchisee of the Subway® restaurant chain. These will be tested before you can become a franchisee. In is advised that you choose a franchise to buy into that can leverage your strong points. Look at the background of the franchisor as you do not want to take up their offer if they have a history of being unreliable and unsuccessful. You will also want to work for a franchisor who treats their franchisees well and gives them support and training throughout the whole business process. You should definitely talk to other franchisees in order to get an idea of how that particular franchisor works before applying to the franchise opportunity.There may be restrictions within the business that you need to be aware of in terms of outlet size and restrictions on territory. It is advised that you familiarise yourself with these when making your decision. Agreements that you are required to sign will list out rights and obligations of both you and your franchisor and these should be read very carefully, if possible with legal opinion.Franchise Offering Circular is the franchisor’s disclosure document and you should make sure that you ask to have a look at this before you sign up as a franchisee. Reading this will help you to evaluate the financial stability of the franchisor and therefore see if they are financially capable of supporting you as a franchisee. It is law that you are given this document to read at least ten days before you sign up to the franchise.So, before deciding to start up your own franchise, ask yourself these questions:• Is training required before starting?• Where is the best place to start up a franchise business?• What equipment will be needed in order to start up th franchise?• How many people will be required to start the operations of the franchise?You will also need to consider all the risks that you may be open to throughout the business process as this will help you to minimize these risks and make your franchise business a success. You may like to get some professional guidance when choosing a franchise.About AuthorJames Copper is a writer for http://www.newcareerskills.co.ukSource: ArticleTrader.com
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